How Aurex works

Process overview Aurex operates through a balance-to-card workflow, where users move funds from an account balance into virtual cards that are used for payments.

The platform separates account-level balances from card-level balances to provide clearer control over spending and card usage.

Step-by-step flow

1

Account creation

A user creates an Aurex account and gains access to the web dashboard.

2

Wallet balance funding

Funds are added to the account wallet balance. This balance is not directly used for payments.

3

Card creation

The user creates one or more virtual cards and assigns a specific balance to each card.

4

Card usage

Payments are made using the virtual card details. Transactions affect only the card balance, not the wallet balance.

5

Balance updates

Card balances decrease as transactions are processed. Wallet balance remains unchanged unless funds are reallocated.

Balance separation Wallet balance is used to fund cards. Card balance is used for spending. These balances are managed independently.

Transaction handling

• Transactions are processed at the card level

• Available card balance determines transaction approval

• Declined transactions do not affect wallet balance

Note Card behavior, limits, and fees are described in the Cards section.

Error scenarios

• Insufficient card balance

• Card-specific restrictions

• Temporary processing issues

Important Aurex does not control merchant-side behavior. Transaction approval may depend on external payment systems.